Carl Salisbury

Kilpatrick Townsend partner Carl Salisbury has more than 20 years of experience in the litigation and trial of complex commercial disputes. In addition to handling general commercial matters, Mr. Salisbury has courtroom and trial experience in complex commercial insurance cases and has represented the full gamut of companies in disputes involving large insurance claims, from small and middle-market corporations, condominium associations, restaurants, and non-profit institutions, to Fortune 100 companies. He has helped corporate policyholders recover for insurance claims involving environmental pollution, workplace discrimination, bodily injuries and property damage, mold contamination, construction defects, and a variety of other commercial disputes. http://www.kilpatricktownsend.com

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InsuranceMore Like This

Business risks exclusions include four separate provisions of essentially every standard contractor’s general liability (CGL) insurance policy on the market: Damage to Property, Damage to Product, Damage to Work and Impaired Property. However, the phrase “business risks” appears nowhere in the standard commercial general liability insurance policy, but the four exclusions that collectively are known by that name have misled many courts into believing the CGL policy does not cover risks that arise from a policyholder’s business, particularly the business of construction. Continue »


GC Liability InsuranceMore Like This

Until recently, North Dakota law stated faulty workmanship is never “accidental” and, therefore, a construction defect could never be a covered “occurrence” under Commercial General Liability (CGL) policies. In April, the North Dakota Supreme Court overturned that law, ruling that faulty construction can be accidental. On June 18, 2013, the West Virginia Supreme Court of Appeals did the same thing, overruling three prior cases on its way to holding that faulty workmanship can constitute a covered “occurrence.” On June 4, 2013, the Connecticut Supreme Court also found that CGL policies can cover damage from defective construction. Continue »


InsuranceMore Like This

Peter Ustinov is credited with saying, “Intelligent mistakes are the worst because so much thought has gone into them.” By that measure, the mistakes courts make may be the worst of all. Stare decisis (let the decision stand) works an insidious influence on intelligent judicial mistakes as the error replicates and expands, doing greater harm as time passes. Continue »