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For construction professionals, Commercial General Liability Insurance (CGL) is an important part of project management. Between verifying contractors’ and subcontractors’ coverage, ensuring that policy provisions match up with the work being done and checking that client requirements are met, project leaders can spend a significant amount of time thinking about CGL insurance. Continue »

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When buying business insurance or filing business insurance claims, most people are familiar with (and avoid) the “known prior claims or damage” exclusion, which bars coverage for damage or injury that began before the policy period began if the policyholder knew or should have known about it. But what about the “continuous or progressive injury or damage” exclusion? Continue »